Refinancing
Check out our tips, articles, and insights dedicated to empowering everyone to get a great deal on their mortgage.
Maximum DTI Limits by Loan Type (FHA, VA, Conventional)
Written by
Benjamin Schieken
Jan 20, 2026
Can You Refinance with a 50% DTI Ratio?
Written by
Benjamin Schieken
Jan 20, 2026
Refinancing vs. HELOC: Which Is Better?
Written by
Benjamin Schieken
Jan 20, 2026
FHA Refinance vs. Conventional Refinance: Which Is Better?
Written by
Benjamin Schieken
Jan 20, 2026
What is an IRRRL?
Written by
Benjamin Schieken
Jan 27, 2026
2026 Refinance Guide: Stay with FHA or Switch to Conventional?
Written by
Benjamin Schieken
Jan 20, 2026
How to Calculate Your DTI for Refinancing
Written by
Benjamin Schieken
Jan 20, 2026
Can You Refinance with a 43% DTI? Conventional Limits
Written by
Benjamin Schieken
Jan 20, 2026
Can You Refinance with a 45% DTI? Requirements
Written by
Benjamin Schieken
Jan 20, 2026
How to Lower Your DTI Before Refinancing (6 Strategies)
Written by
Benjamin Schieken
Jan 20, 2026
What DTI Do You Need to Refinance?
Written by
Benjamin Schieken
Jan 20, 2026
40% DTI and Want to Refinance? Here's What you Must Know
Written by
Benjamin Schieken
Jan 20, 2026
VA Cash-Out Refinance: Requirements & Limits
Written by
Benjamin Schieken
Jan 20, 2026
Understanding Your Break-Even Point: When Does Refinancing Pay Off
Written by
Benjamin Schieken
Jan 20, 2026
What Is Loan-to-Value (LTV) Ratio? Refinancing Impact
Written by
Benjamin Schieken
Jan 20, 2026
Types of Mortgage Refinancing: Rate-Term, Cash-Out, Streamline
Written by
Benjamin Schieken
Jan 20, 2026
Should I Refinance Now or Wait? The Complete Decision Guide
Written by
Benjamin Schieken
Jan 20, 2026
Is a 1% Rate Drop Worth Refinancing? Real Savings Analysis
Written by
Benjamin Schieken
Jan 20, 2026
Cash-Out Refinance: Complete Guide & Requirements
Written by
Benjamin Schieken
Jan 20, 2026
Traditional Refinance vs. Streamline Refinance: Key Differences
Written by
Benjamin Schieken
Jan 21, 2026
Can I Refinance with 10% Equity? Requirements & Options
Written by
Benjamin Schieken
Jan 21, 2026
What Is an FHA Loan? Refinancing FHA Mortgages Explained
Written by
Benjamin Schieken
Jan 20, 2026
Mortgage Refinancing Made Simple: Step-by-Step Guide for Homeowners
Written by
Benjamin Schieken
Jan 20, 2026
Pros and Cons of Refinancing Your Home: Is It Worth It?
Written by
Benjamin Schieken
Jan 20, 2026
Should I Refinance from 6.5% to 6%? Break-Even Analysis
Written by
Benjamin Schieken
Jan 20, 2026
How to Calculate Your Refinancing Break-Even Point
Written by
Benjamin Schieken
Jan 20, 2026
How Much Equity Do I Need to Refinance My Mortgage?
Written by
Benjamin Schieken
Jan 20, 2026
How Long Does It Take to Refinance a Mortgage? Complete Timeline
Written by
Benjamin Schieken
Jan 20, 2026
What Is a No-Closing-Cost Refinance?
Written by
Benjamin Schieken
Jan 20, 2026
What Is Rate-and-Term Refinancing?
Written by
Benjamin Schieken
Jan 20, 2026
Can I Refinance with Only 5% Equity? What You Should Know
Written by
Benjamin Schieken
Jan 22, 2026
Can I Refinance with 20% Equity? Remove PMI & Save
Written by
Benjamin Schieken
Jan 28, 2026
Can I Refinance with a 580 Credit Score? Options & Alternatives
Written by
Benjamin Schieken
Jan 28, 2026
Can I Refinance with a 650 Credit Score? Rates & Requirements
Written by
Benjamin Schieken
Jan 28, 2026
Can I Refinance with a 680 Credit Score? Best Loan Options
Written by
Benjamin Schieken
Jan 28, 2026
What Is a VA Loan? VA Refinancing Options Explained
Written by
Benjamin Schieken
Jan 27, 2026
What Is a Streamline Refinance? (FHA, VA, USDA)
Written by
Benjamin Schieken
Jan 20, 2026
How to Refinance a VA Loan: IRRRL Complete Guide
Written by
Benjamin Schieken
Jan 20, 2026
FHA Streamline Refinance: Requirements & Benefits
Written by
Benjamin Schieken
Jan 20, 2026
What Is Debt-to-Income (DTI) Ratio? Refinancing Requirements
Written by
Benjamin Schieken
Jan 20, 2026
Current Refinance Rates 2025: What You Need to Qualify
Written by
Benjamin Schieken
Jan 20, 2026
Should I Refinance from 8% to 7%? Calculate Your Savings
Written by
Benjamin Schieken
Jan 20, 2026
What Is Home Equity? How It Impacts Your Ability to Refinance
Written by
Benjamin Schieken
Jan 21, 2026
Is Refinancing Worth It? 7% to 6.5% Rate Drop Analysi
Written by
Benjamin Schieken
Jan 20, 2026
Is Refinancing Worth It? Break-Even Analysis for Homeowners
Written by
Benjamin Schieken
Jan 20, 2026
How Credit Scores Affect Refinancing: What You Need to Know
Written by
Benjamin Schieken
Jan 20, 2026
Can You Refinance with Negative Equity in 2026?
Written by
Benjamin Schieken
Jan 28, 2026
Can I Refinance with a 700 Credit Score? Rates You Can Expect
Written by
Benjamin Schieken
Jan 28, 2026
When Should You Refinance Your Mortgage? (Best Timing Guide 2026)
Written by
Benjamin Schieken
Jan 12, 2026
Home Improvements With the Best ROI
Written by
Benjamin Schieken
Jan 20, 2026
Is a 0.5% Rate Drop Worth Refinancing? Complete Analysis
Written by
Benjamin Schieken
Jan 20, 2026
Is Refinancing Right for You? When to Refinance and When Not To
Written by
Benjamin Schieken
Jan 20, 2026
What Is Cash-Out Refinancing? How It Works
Written by
Benjamin Schieken
Jan 20, 2026
What Is a Cash-In Refinance? When to Bring Money to Closing
Written by
Benjamin Schieken
Jan 20, 2026
Rate-and-Term Refinance vs. Cash-Out Refinance
Written by
Benjamin Schieken
Jan 20, 2026
What Credit Score Do You Need to Refinance in 2026?
Written by
Benjamin Schieken
Jan 28, 2026
How to Build Equity Fast Before Refinancing
Written by
Benjamin Schieken
Jan 28, 2026
Can I Refinance with a 620 Credit Score? FHA & Conventional Options
Written by
Benjamin Schieken
Jan 28, 2026
Cash-Out Refinance to Buy Another Property
Written by
Benjamin Schieken
Jan 20, 2026
How to Refinance a Conventional Loan: Step-by-Step
Written by
Benjamin Schieken
Jan 27, 2026
How to Refinance an FHA Loan to Conventional (Remove PMI)
Written by
Benjamin Schieken
Jan 20, 2026
Mortgage Refinancing Guide 2026: Everything You Need to Know
Written by
Benjamin Schieken
Jan 20, 2026
Selling Your Home: How to Prepare Years in Advance
Written by
Benjamin Schieken
Jan 20, 2026
Mortgage Refinancing Explained: A Complete Guide for Beginners
Written by
Benjamin Schieken
Jan 20, 2026
What to Expect on Refinancing Closing Day: Checklist & Timeline
Written by
Benjamin Schieken
Jan 20, 2026
What Is APR in Refinancing? (vs. Interest Rate & True Cost)
Written by
Benjamin Schieken
Jan 20, 2026
Should I Refinance from 7% to 6%? Break-Even Calculator
Written by
Benjamin Schieken
Jan 20, 2026
Is Refinancing Worth It? 6% to 5.5% Rate Drop Analysi
Written by
Benjamin Schieken
Jan 20, 2026
How to Get the Lowest Refinance Rate in 2026: Expert Tips
Written by
Benjamin Schieken
Jan 20, 2026
Can I Refinance with 15% Equity in My Home?
Written by
Benjamin Schieken
Jan 21, 2026
How Much Equity Do I Need for a Cash-Out Refinance?
Written by
Benjamin Schieken
Jan 28, 2026
What Is a USDA Loan? USDA Refinancing Explained
Written by
Benjamin Schieken
Jan 20, 2026
10 Reasons to Refinance Your Mortgage (And Why You Should)
Written by
Benjamin Schieken
Jan 20, 2026
The Refinancing Process: Step-by-Step from Application to Closing
Written by
Benjamin Schieken
Jan 20, 2026
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