Fincast logo with stylized ‘F’ emphasizing speed and modern financial services
Fincast logo with stylized ‘F’ emphasizing speed and modern financial services

BLOG

BLOG

BLOG

Affordability

Check out our tips, articles, and insights dedicated to empowering everyone to get a great deal on their mortgage.

AFFORDABILITY

AFFORDABILITY

AFFORDABILITY

Should I go from FHA loan to FHA Refinance or from FHA to Conventional: What’s Better in 2026?

Written by

Benjamin Schieken

How to Calculate Your DTI for Refinancing

Written by

Benjamin Schieken

Can You Refinance with a 43% DTI? Conventional Limits

Written by

Benjamin Schieken

Can You Refinance with a 45% DTI? Requirements

Written by

Benjamin Schieken

How to Lower Your DTI Before Refinancing (6 Strategies)

Written by

Benjamin Schieken

What DTI Do You Need to Refinance?

Written by

Benjamin Schieken

Can You Refinance with a 40% DTI or Lower?

Written by

Benjamin Schieken

Maximum DTI Limits by Loan Type (FHA, VA, Conventional)

Written by

Benjamin Schieken

Can You Refinance with a 50% DTI Ratio?

Written by

Benjamin Schieken

How Much Home Can You Afford? Regional Metro Area Breakdown

Written by

Benjamin Schieken

Nov 17, 2025

How Much House Can I Afford on a $90K Salary?

Written by

Benjamin Schieken

Aug 15, 2025

How much house can I afford on a $50K salary?

Written by

Benjamin Schieken

Aug 11, 2025

How Much House Can I Afford on a $160K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How Much House Can I Afford on a $120K Salary?

Written by

Benjamin Schieken

Aug 15, 2025

How much house can I afford on a $100K salary?

Written by

Benjamin Schieken

Aug 12, 2025

How Much House Can I Afford on a $250K Salary?

Written by

Benjamin Schieken

Aug 20, 2025

How Much House Can I Afford on a $110K Salary?

Written by

Benjamin Schieken

Aug 15, 2025

How much house can I afford on a $60K salary?

Written by

Benjamin Schieken

Aug 12, 2025

How Much House Can I Afford on a $140k Salary?

Written by

Benjamin Schieken

Aug 15, 2025

How Much House Can I Afford on a $210K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How Much House Can I Afford on a $230K Salary?

Written by

Benjamin Schieken

Aug 20, 2025

How Much House Can I Afford on a $240K Salary?

Written by

Benjamin Schieken

Aug 20, 2025

How much house can I afford on a $200K salary?

Written by

Benjamin Schieken

Aug 19, 2025

How much house can I afford on a $150K salary?

Written by

Benjamin Schieken

Apr 8, 2025

How Much House Can I Afford on a $130K Salary?

Written by

Benjamin Schieken

Aug 15, 2025

How Much House Can I Afford on a $190K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How Much House Can I Afford on a $170K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How Much House Can I Afford on a $180K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How much house can I afford on a $75K salary?

Written by

Benjamin Schieken

Feb 5, 2025

How Much House Can I Afford on a $70K Salary?

Written by

Benjamin Schieken

Aug 14, 2025

How Much House Can I Afford on a $220K Salary?

Written by

Benjamin Schieken

Aug 19, 2025

How Much House Can I Afford on a $80K Salary?

Written by

Benjamin Schieken

Aug 15, 2025

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

Fincast logo with stylized ‘F’ emphasizing speed and modern financial services

Upload Loan Estimate

Fincast logo with stylized ‘F’ emphasizing speed and modern financial services

NEWSLETTER

The Fincast Brief

Sign up for our weekly newsletter for tips to make homeownership more affordable and enjoyable — trusted by thousands of Americans.

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved